Accounts with attractive benefits, seamless transactions, and personalised services.
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A variety of deposit schemes with different tenures and very competitive interest rates to suit different financial needs.
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Secure and transparent loan facilities designed to fuel your financial growth with confidence.
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The Raichur Koppal District Central Cooperative Bank Ltd., Limited (popularly known as Raitaru Bank) was registered under the Co-operative Societies Act on 13th July 1956 however Bank has commenced its operations since 01.04.1919. The Bank was granted license on 15.12.2011 by Reserve Bank of India.The Raichur Koppal District Central Cooperative Bank Ltd., Limited in Karnataka is a premier District Co-operative Banking Institution. The Bank has attained 100 years of service to the rural development without compromising the spirit of co-operative principles, while at the same time striving to assimilate and implement newer methods of technology, working culture and good governance, with a firm commitment to its objectives.
We have skilled loan experts. We offer best financial solutions & customized plans. We ensure quick and hassle-free approvals.
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Education loan is available up to Rs: 10/- lacs for higher study in the faculty of Medical, Engineering and IT. Students who have secured 60% and above marks in 12th standard can avail loan facility.Loan against Education Ornaments Why go for Personal or Business loans when you have the power of gold with you! Get a loan against your gold, in minutes! Loans up to One Crore rupees. Draw instant Cash by pledging your Education Ornaments and Jewellery.Higher loan amounts, depending on purity, net weight of the gold.Choose from a range of schemes; there’s one just right for your needs. Minimum Requirements: Only one recent ID—Voter ID/ Ration Card/ Driving License/ Passport. No time-consuming formalities involved.Pay interest only for the exact period of loan, and to the exact number of days. Different schemes for different needs, to suit all income groups.
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Vehicle loan is a loan that person takes out in order to purchase a motor vehicle. Vehicle loans are typically structured as installment loans and are secured by the value of vehicle being purchased.Vehicle Loan is available for purchase of two wheelers, three wheelers, four wheelers and for Commercial vehicles and also for purchase of two years old car with good condition.
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Overdraft is a financial instrument in which the money can still be withdrawn from the current or savings account, even if the account balance goes below zero. It is a type of extension of monetary limit offered by banks and that money is said to be ‘overdrawn’. An authorized overdraft limit is assigned for each customer depending on their relationship with the bank. The customer can withdraw money up till the assigned limit. Banks do charge interest rate on the money withdrawn in form of overdraft.
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A house loan or home loan simply means a sum of money borrowed from a financial institution or bank to purchase a house. Home loans consist of an adjustable or fixed interest rate and payment terms. The property is mortgaged to the lender as a security till the repayment of the loan.Housing loan has always held a special place in Indian households.Getting a home loan quick and easy. We offer higher eligibility and lower EMIs at attractive interest rates.Moreover,we faster approval of your home loan.
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A personal loan is a type of unsecured loan and helps you meet your current financial needs. Personal Loan through Co-operative Bank is basically issued to individual in need of personal financial support for instance self-marriage, repayment of debt, medical expense etc. Personal loan is sanctioned against personal surety.
Read MoreServing generations for over 100 years, we remain a trusted bank known for our financial strength and reliability.
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The Raichur Koppal District Central Co-op Bank Ltd. offers a mobile banking app that allows customers to perform various banking activities such as instant fund transfers, account statement downloads, and account blocking. The app is available for download on platforms like Google Play, providing 24/7 access to banking services.
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RKDCC Bank provides safe locker facility for the safety of your valuables; our locker facility offers a safe, trustworthy space to store
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RKDCC Bank provides NEFT / RTGS to the customers and customers also very much satisfied from the services which the branches are providing.National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS) allow Individuals, companies and firms to transfer funds from one bank to another.These facilities can only be used for transferring money within the country.
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RKDCC Bank provides Demand Draft (DD) to the customers and customers also very much satisfied from the services. A demand draft
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We RKDCC Bank is working under RBI guidelines on KYC norms.RBI guidelines on KYC norms stipulate all accounts in the bank to be KYC Compliant.Supported by documents which establish proof of identity and proof of current address and recent photograph of the customer For details on acceptable KYC documents towards proof of identity and address please visit our nearest Branch with your account details (If you have).
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We are providing Rupay Kisan Cards Dear customers kindly visit our nearest branch and open an account take ATM cards enjoy the services which we are providing and we caring our valuable customers all time.
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Mobile banking provides a wide range of services, transforming how users manage their finances by offering 24/7 access to accounts and transactions from virtually anywhere. These services are primarily accessed through secure, bank-provided mobile applications. Account Management Checking account balances, viewing detailed transaction history and mini- statements, accessing loan and credit card statements, and tracking term/fixed deposits. Financial Transactions Transferring funds between own accounts or to third parties (within the same bank or to other banks) using NEFT, IMPS, and UPI, and managing standing instructions for recurring payments.
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CTS is RKDCC Bank next upcoming project.Cheque Truncation System (CTS) or Image-based Clearing System (ICS), in India, is a project of the Reserve Bank of India (RBI), commencing in 2010, for faster clearing of cheques. CTS is based on a cheque truncation or online image-based cheque clearing system where cheque images and magnetic ink character recognition (MICR) data are captured at the collecting bank branch and transmitted electronically.
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