Mobile banking provides a wide range of services, transforming how users manage their finances by offering 24/7 access to accounts and transactions from virtually anywhere. These services are primarily accessed through secure, bank-provided mobile applications.  Account Management Checking account balances, viewing detailed transaction history and mini- statements, accessing loan and credit card statements, and tracking term/fixed deposits. Financial Transactions Transferring funds between own accounts or to third parties (within the same bank or to other banks) using NEFT, IMPS, and UPI, and managing standing instructions for recurring payments.